Find out if you qualify for a DSCR cash-out refi in 90 seconds — no credit pull required.
Answer 10 quick questions about your rental property and get a straight answer: a 0–100 eligibility score, the exact lender criteria you hit and miss, and a free PDF report with your next steps.
Start my scorecard- 90 seconds
- No credit pull
- Free PDF report
What your scorecard tells you
Your eligibility score
A clear 0–100 score with a Strong / Moderate / Weak band — exactly where you stand for a DSCR cash-out refi.
Which lender boxes you hit
A category-by-category breakdown — DSCR, credit, LTV, seasoning, property type — showing what passes and what to fix.
Your estimated numbers
An estimated DSCR ratio, LTV and monthly payment for your property, based on current rate assumptions.
A personalized next step
A branded PDF report emailed to you, plus the right next move for your situation — book a call, apply, or a 90-day plan.
How it works
- 1Answer 10 quick questions
Property, rent, value, credit band and more — one tap per screen, about 90 seconds.
- 2See your score instantly
Your eligibility score and full breakdown appear the moment you finish. No credit pull.
- 3Get your report + plan
A detailed PDF report lands in your inbox with your numbers and personalized next steps.
Common questions
Does the scorecard pull my credit?
No. The scorecard uses a credit-score range you select yourself — there is no credit pull and no impact to your score. A hard pull only happens later if you choose to submit a full application.
What is a DSCR cash-out refinance?
A DSCR loan qualifies on the rental property’s income — the debt service coverage ratio — instead of your personal tax returns or W-2s. A cash-out refinance lets you pull tax-deferred equity out of a property you already own.
How accurate is the score?
The score weighs the same criteria DSCR lenders underwrite — estimated DSCR, credit, loan-to-value, seasoning, property type, mortgage history and vesting. It is a strong directional estimate; your formal numbers are confirmed at full application.
What do I get at the end?
An on-screen eligibility score and breakdown immediately, plus a branded PDF report emailed to you with your category-by-category numbers, where you stand in plain English, and a personalized next step.
What if I score low?
You get a 90-day qualification roadmap — the specific things to work on and when to come back. A weak score today is often a fixable one; we will show you the path.
See where you stand in 90 seconds
No credit pull. Free PDF report. A real answer on your property.
Start my scorecardOr call Chris: (813) 582-7432
NMLS #2011725 · Best Finance · 600 Cleveland St Ste 248, Clearwater, FL 33755 · Equal Housing Lender. The eligibility scorecard is an estimate for informational purposes only and is not a commitment to lend, a loan approval, a credit decision, or an offer of credit. The score is based on self-reported answers; estimated DSCR, LTV and payment figures use assumed rates, taxes and insurance and may differ from a formal quote. Actual eligibility, rate and terms depend on a full application, appraisal, credit and underwriting. DSCR loans are business-purpose investment-property loans — not for owner-occupied properties.