Loan Options

Discover all home loan options

Explore a full range of home loan options tailored to fit your needs. No matter the type of home loan, Best Finance provides flexible terms, competitive rates, and dedicated support.

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Choose the right loan for you

Every buyer's situation is different. Explore our loan products to find the one that fits your goals, credit profile, and budget.

Best for good credit
Conventional Loans
Flexible, affordable loans with competitive rates, perfect for qualified buyers with strong credit.
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Best for first-time buyers
FHA Loans
Low down payment options and flexible credit requirements, ideal for first-time homebuyers.
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Best for veterans
VA Loans
No down payment, no PMI, and competitive rates exclusively for veterans and active-duty military.
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Best for high-value homes
Jumbo Loans
Finance luxury and high-value homes beyond standard conforming loan limits.
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Best for short-term owners
Adjustable-Rate Mortgage
Lower initial payments with flexible terms like 5/1, 7/1, and 10/1 ARM options.
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Best for self-employed
Bank Statement Loans
No traditional income verification required. Qualify using 12-24 months of bank statements.
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How Much Home Can You Afford?

See your maximum home price based on your income and debts

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$
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4%10%
$339,639
Estimated Maximum Home Price
Estimated monthly payment$2,679/mo
Loan amount$319,639
Down payment$20,000
Debt-to-income ratio45%
Estimated PMI$133/mo
DTI is high — consider a lower price or paying down debts

Work with a Best Finance advisor

1
Get started
Take 3 minutes to complete our online application, and we'll connect you with the best financing option for your needs.
2
Customize your options
We'll schedule a quick call with one of our expert loan advisors to help find the loan solution that's right for you.
3
Access your financing
Your dedicated loan officer will guide you every step of the way, helping you complete the loan process quickly and confidently from home.

Ready to get started?

Apply today and find the perfect loan for your situation.

Apply now